Licenses & Disclosures

Company NMLS Information

American Mortgage is a mortgage broker licensed to conduct business in the State of Arkansas. As required by law, we provide the following licensing and disclosure information.

State Licenses

American Mortgage is licensed to operate in the following states:

* Licensing information is subject to change. Please verify current licensing status at nmlsconsumeraccess.org

Equal Housing Lender

Regulatory Compliance

American Mortgage is committed to compliance with all applicable federal and state regulations, including:

• SAFE Act (Secure and Fair Enforcement for Mortgage Licensing Act) - All mortgage loan originators are licensed and registered through the Nationwide Multistate Licensing System (NMLS)
• TILA (Truth in Lending Act) - We provide clear and accurate disclosure of loan terms and costs
• RESPA (Real Estate Settlement Procedures Act) - We comply with all disclosure requirements related to settlement services
• ECOA (Equal Credit Opportunity Act) - We do not discriminate against any applicant on a prohibited basis
• GLBA (Gramm-Leach-Bliley Act) - We protect the privacy and security of consumer financial information
• HMDA (Home Mortgage Disclosure Act) - We maintain records and report data as required by law

Consumer Resources

For more information about mortgage lending and your rights as a consumer:

• Consumer Financial Protection Bureau (CFPB)
• NMLS Consumer Access
• U.S. Department of Housing and Urban Development (HUD)

Filing a Complaint

If you have a complaint about our services, you may contact:

• American Mortgage directly at info@americanmtg.com or (870) 926-4052
• Arkansas Securities Department
• Consumer Financial Protection Bureau at consumerfinance.gov/complaint

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