Privacy Policy

American Mortgage ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, participate in our giveaways, or use our mortgage services.

1. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide, including:

• Name, email address, and phone number
• Mailing address (for prize fulfillment or mortgage services)
• Social Security Number (for mortgage applications only)
• Financial information (income, employment, assets - for mortgage applications)
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address, browser type, and device information
• Pages visited and time spent on our site
• Referring website and search terms

2. How We Use Your Information

We use the information we collect to:

• Process mortgage applications and provide lending services
• Process and manage giveaway entries
• Notify winners and fulfill prizes
• Send communications via email and SMS (with your consent)
• Respond to inquiries and provide customer support
• Improve our website and services
• Comply with legal and regulatory obligations

3. Gramm-Leach-Bliley Act (GLBA) Notice

As a mortgage company, we are required to comply with the Gramm-Leach-Bliley Act. We collect nonpublic personal information about you from:

• Information you provide on applications or other forms
• Information about your transactions with us or others
• Information from consumer reporting agencies

We do not disclose nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

4. SMS/Text Messaging

By providing your phone number and consenting to receive SMS notifications, you agree to receive text messages from American Mortgage, which may include:

• Entry confirmations and winner notifications
• Loan status updates and reminders
• Prize claim reminders

Message frequency varies. Message and data rates may apply. Opt out anytime by replying STOP. For help, reply HELP or contact us.

5. Information Sharing

We do not sell, trade, or rent your personal information. We may share information with:

• Service Providers: Companies that help us operate (email, SMS, payment processing)
• Regulatory Authorities: As required by NMLS and applicable lending regulations
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with a merger, acquisition, or sale

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption of sensitive data, secure servers, and regular security assessments. However, no method of transmission over the Internet is 100% secure.

7. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal retention requirements)
• Opt out of marketing communications
• Opt out of SMS messages by replying STOP

8. Cookies

Our website uses cookies and similar tracking technologies to enhance your experience. You can control cookie preferences through your browser settings.

9. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last updated" date.

11. Contact Us

If you have questions about this Privacy Policy, please contact us: