Loan Programs
Whether you are buying your first home, upgrading, or refinancing, we have loan options tailored to your needs.
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Conventional Loans
The most popular choice for homebuyers
Conventional loans are ideal for borrowers with good credit and stable income. They offer competitive rates, flexible terms, and are available for primary residences, second homes, and investment properties.
Conventional Loans
The most popular choice for homebuyers
Conventional loans are ideal for borrowers with good credit and stable income. They offer competitive rates, flexible terms, and are available for primary residences, second homes, and investment properties.
Down Payment
3-5%
Credit Score
620+
Best For
Borrowers with good credit (620+) and stable income
Key Benefits
FHA Loans
Great for first-time homebuyers
FHA loans are government-backed mortgages designed to help first-time buyers and those with less-than-perfect credit. They offer lower down payments and more flexible qualification requirements.
FHA Loans
Great for first-time homebuyers
FHA loans are government-backed mortgages designed to help first-time buyers and those with less-than-perfect credit. They offer lower down payments and more flexible qualification requirements.
Down Payment
3.5%
Credit Score
580+
Best For
First-time buyers or those with lower credit scores
Key Benefits
VA Loans
Honoring those who served
VA loans are exclusive benefits for veterans, active-duty service members, and eligible surviving spouses. These loans offer incredible terms as a thank you for your service.
VA Loans
Honoring those who served
VA loans are exclusive benefits for veterans, active-duty service members, and eligible surviving spouses. These loans offer incredible terms as a thank you for your service.
Down Payment
0%
Credit Score
620+
Best For
Veterans, active military, and eligible spouses
Key Benefits
USDA Loans
Rural and suburban homebuyers
USDA loans help moderate-income families purchase homes in eligible rural and suburban areas. These government-backed loans offer excellent terms for qualified buyers.
USDA Loans
Rural and suburban homebuyers
USDA loans help moderate-income families purchase homes in eligible rural and suburban areas. These government-backed loans offer excellent terms for qualified buyers.
Down Payment
0%
Credit Score
640+
Best For
Buyers in eligible rural/suburban areas
Key Benefits
Jumbo Loans
For larger home purchases
When your dream home exceeds conventional loan limits, jumbo loans provide the financing you need. These loans are designed for high-value properties and luxury homes.
Jumbo Loans
For larger home purchases
When your dream home exceeds conventional loan limits, jumbo loans provide the financing you need. These loans are designed for high-value properties and luxury homes.
Down Payment
10-20%
Credit Score
700+
Best For
High-value property purchases
Key Benefits
Refinancing
Lower your rate or tap equity
Refinancing can help you lower your monthly payment, reduce your interest rate, shorten your loan term, or access your home's equity for other financial goals.
Refinancing
Lower your rate or tap equity
Refinancing can help you lower your monthly payment, reduce your interest rate, shorten your loan term, or access your home's equity for other financial goals.
Down Payment
N/A
Credit Score
620+
Best For
Homeowners looking to improve their loan terms
Key Benefits
Non-QM / Investor
Flexible lending for unique situations
Non-QM loans offer flexible qualification options for self-employed borrowers, real estate investors, and those with non-traditional income documentation. Options include DSCR, bank statement, 1099, and asset-based programs.
Non-QM / Investor
Flexible lending for unique situations
Non-QM loans offer flexible qualification options for self-employed borrowers, real estate investors, and those with non-traditional income documentation. Options include DSCR, bank statement, 1099, and asset-based programs.
Down Payment
Varies
Credit Score
620+
Best For
Self-employed, investors
Key Benefits
Down Payment Assistance Available
Ask about programs that can help cover your down payment and closing costs.
Not Sure Which Loan is
Right for You?
Our loan experts are here to help. Get personalized advice with no obligation.
Not Sure Which Loan is
Right for You?
Our loan experts are here to help. Get personalized advice with no obligation.